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Kyle Spearin
Kyle Spearin

One house hack changed my life. Four in, I’m sharing what I’m learning as I go.

House Hacking Newsletter

Should You Get your Real Estate License as a House Hacker?

Jul 14, 2026

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3 min read

Should You Get your Real Estate License as a House Hacker?

Having your real estate license will help you save money on every transaction. Is it worth it?

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

Exit Strategies for a Negative Cash Flow Rental

Jul 7, 2026

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3 min read

Exit Strategies for a Negative Cash Flow Rental

When a rental loses money every month, you have three choices: fix the cash flow, sell the property, or hold on for the upside. Here’s how I’m thinking through each path.

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

Am I Crazy? My Third House Hack Doesn't Cash Flow

Jun 30, 2026

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3 min read

Am I Crazy? My Third House Hack Doesn't Cash Flow

Not every rental property cash flows right away. Here’s my case for keeping a property that loses money but may still build long-term wealth.

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

Lessons Learned From Refinancing

Jun 23, 2026

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3 min read

Lessons Learned From Refinancing

1 Year. 2 Refinances. 7 Lessons. I thought refinancing was simple until I did it twice in one year. Here's what you need to know that I didn't.

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

House Hacking: The Not-So-Secret Weapon for Financial Independence

Jun 16, 2026

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6 min read

House Hacking: The Not-So-Secret Weapon for Financial Independence

House hacking puts you in financial a position to attain financial independence by lowering your living expenses or turning them into an asset like Cody Berman did.

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

Don't Quit Your Day Job to Become a Full-Time Real Estate Investor

Jun 9, 2026

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4 min read

Don't Quit Your Day Job to Become a Full-Time Real Estate Investor

Everyone loves the idea of becoming a full-time real estate investor. But there’s a tradeoff nobody talks about: your day job can give you flexibility that full-time investing doesn’t.

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

Are Adjustable Rate Mortgages Worth it?

Jun 2, 2026

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4 min read

Are Adjustable Rate Mortgages Worth it?

The rate might be better. The tradeoff is certainty. Is the risk worth the reward?

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

Unit Count is a Vanity Metric

May 26, 2026

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3 min read

Unit Count is a Vanity Metric

More doors don’t always equal more freedom.

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

House Hacking? Don't get Cute, Buy on the MLS

May 19, 2026

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3 min read

House Hacking? Don't get Cute, Buy on the MLS

Off-market deals sound sexy. The MLS gets you in the game.

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

What Your Insurance Agent Isn’t Telling You

May 12, 2026

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6 min read

What Your Insurance Agent Isn’t Telling You

Turns out there's a lot that insurance agents just assume you know. Here's the part of the conversation most buyers never have.

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

A Lesson I Learned From My Rich Uncle

May 5, 2026

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4 min read

A Lesson I Learned From My Rich Uncle

Why going an inch wide and a mile deep is one of the biggest advantages in real estate.

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

Questions that Kept me up at Night: Moving From One House Hack to the Next

Apr 28, 2026

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4 min read

Questions that Kept me up at Night: Moving From One House Hack to the Next

Questions to ask as you transition from one house hack to the next and how to avoid mistakes along the way.

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

If Your Partner Isn’t Sold on House Hacking: You Need to Read This

Apr 21, 2026

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3 min read

If Your Partner Isn’t Sold on House Hacking: You Need to Read This

A better way to talk through house hacking with the person who matters most.

Kyle Spearin
Kyle Spearin

House Hacking Newsletter

How My First House Hack Helped Me Pay Off My Student Loans

Apr 14, 2026

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7 min read

How My First House Hack Helped Me Pay Off My Student Loans

Turning a fixer-upper into a student loan payoff.

Kyle Spearin
Kyle Spearin